Medical
The following is a brief outline of the medical benefits plans. Please refer to the Collective Genius Employee Manual for specific details.
Carrier: Medica

When using an In-Network provider:

Service Benefit
Deductible None
Out-of-Pocket* $3,000/$6,000
Preventative Care 100%
Office Visit $35 copay
Urgent Care $35 copay
Lab 100%
X-Rays & Other Imaging 75%
Inpatient Hospital Services 75%
Outpatient Hospital Services 75%
Ambulance 75%
Emergency Room $95 copay
Prescriptions (31 day supply)
Generic $12 copay
Preferred Brand $50 copay
Non-preferred $90copay

Dental
The following is a brief outline of the medical benefits plans. Please refer to the Collective Genius Employee Manual for specific details.
Carrier: Medica / Delta Dental

When using an In-Network provider:

Service Benefit
Deductible None
Annual Limit Per Person $1,000
Diagnostic & Preventative Care 100%
Silver Fillings 80%
Stainless Steel Crowns 80%
Single Root Canal 80%
Periodontal Services 80%
Special Restorative Services 50%

Collective Genius 401k
Putnum Investments managed by Northwestern Mutual Financial Network

Eligibility
Medical and Dental benefits begin the 1st of the month following 30 days. Eligibility for the benefits is based on full time employment (35 hours or more per week). Please refer to the Collective Genius Employee Manual for specific details.